For brokers, realtors and writers
Embed the mortgage rate grader
Brokers, realtors, credit union staff and personal-finance writers can put the grader on their own pages for free. Paste one line of code; the frame resizes itself, keeps a small Powered by link, and grades against the same dated lender rates as this site. Visitors' numbers never leave their browser.
Add these calculators to your website for free. They run in the visitor's browser, use IsThisAGoodRate.ca's dated Canadian rules, resize themselves, and keep a small "Powered by" link. Good for: Mortgage brokers and agents, Realtors and brokerages, Credit union and bank staff, Personal-finance writers.
- No account or key. Copy the one-line script or the iframe.
- No tracking of your visitors; calculator inputs stay in their browser.
- Optional accent colour to match your site.
- Please don't remove the "Powered by" link or present the tool as your own advice.
Mortgage rate grader
Grades a mortgage, renewal or HELOC rate A+ to F against the best rate lenders publish on their own sites for the same term, insurance class and province, with the typical rate and the dollars at stake.
| Rate offered | 4.89% |
|---|---|
| Mortgage | insurable 5-year fixed renewal, Ontario |
| Balance at renewal | $350,000 |
| Amortization | 18 years |
| Best published rate | 4.74% (Meridian Credit Union)Lowest of 9 lenders' own pages for Ontario, read November 1, 2026 |
| Gap to best | +0.15 pointsYour rate minus the best published rate |
| Typical (estimated) | 4.83%Bank of Canada effective rate on new mortgages, moved for market changes since |
| Extra interest vs best | $2,430Over the 5-year term |
| Grade | B (86/100)A good paper. One polite ask could close the last 0.15 points, worth about $2,430. |
The embed shows the same grade, the lenders' best published rate and the suggested ask as the full grader.
Open this example in the calculator →Computed November 1, 2026.
Plain terms
- It's free and needs no account. Please keep the Powered by link.
- It isn't your advice or ours: the grade is a dated, sourced comparison, and the frame says so.
- Lender rates are collected from lenders' own sites and dated; see the methodology.